Priced Over 40k for Sale in Austin, TX

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CARFAX One-Owner. Clean CARFAX. Certified. Magic Blue Metallic 2016 Volvo XC90 T5 Momentum FWD Automatic with Geartronic Drive-E 2.0L I4 16V Turbocharged Charcoal w/Nappa Leather Seating Surfaces w/Charcoal Interior. 26/22 Highway/City MPG Volvo Certified Pre-Owned Details: * Includes Trip Routing and Trip Interruption Reimbursement * Warranty Deductible: $0 * Vehicle History * Transferable Warranty * Roadside Assistance * 130 Point Inspection * Limited Warranty: 84 Month/100,000 Mile (whichever comes first) from original in-service date Awards: * Motor Trend Automobiles of the year * 2016 KBB.com 10 Best Luxury SUVs * 2016 KBB.com Best Auto Tech Award * 2016 KBB.com Best Buy Award Finalist * NACTOY North American Truck/Utility of the Year Reviews: * Sharp new look and style spacious second- and third-row seating many standard safety technology features confident handling available hybrid model. Source: Edmunds * The 2016 redesigned XC90 puts Volvo at the top of the SUV game. The more assertive styling larger grille, aggressive lower air intakes and slim headlights, manage to be modern without losing the Volvo identity. A redesigned interior fuses leather, wood and even Swedish crystal glass for a cabin with a high-luxury feel, a theme further reinforced by an available Bowers Wilkins audio system with 19 speakers. Under the hood, XC90 gets the company's new four-cylinder engine that is both supercharged and turbocharged, making 316hp. It comes matched to an eight-speed automatic transmission. Of course, the XC90 showcases Volvo's latest safety advances. Imminent frontal collision detection with automatic braking comes standard and now includes a feature that applies brakes when the driver attempts to turn in front of an oncoming car, such as at an intersection. The Momentum Plus package includes the LED headlights (with automatic high beams), LED running lights, digital gauge cluster display, illuminated step plates and added interior illumination. The Vision package features power-folding auto-dimming side mirrors, a surround-view parking camera system, blind-spot and rear cross-traffic alerts. Standard options include 19-inch alloy wheels, adjustable drive modes, a panoramic sunroof, hands-free power tailgate, rearview camera, rear parking sensors, keyless entry and ignition, four-zone automatic climate control, heated front seats, and an auto-dimming rearview mirror. Stay up on technology with a 9in touchscreen display, navigation system, voice controls, Bluetooth connectivity, smartphone integration and an auxiliary audio input jack and an iPod/USB audio interface. Source: The Manufacturer Summary
 
For more information about this vehicle . . . Contact Internet Sales - And Save Today! (888) 694-7819 - sales@subarugeorgetown.com Pricing and vehicle details are provided by a thrid party polling service. Any mistake is neither the responsibility of Budget Leasing, Inc. or Dealer.com. All reasonable efforts are made to ensure our pricing is current and updated on a regular basis. All prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testing charge. Due to test drives, the actual mileage may vary from the vehicle listing.
 
CARFAX One-Owner. Clean CARFAX. White 2017 Toyota 4Runner Limited RWD 5-Speed Automatic with Overdrive 4.0L V6 SMPI DOHC REMAINDER OF FACTORY WARRANTY, ONE OWNER, CLEAN CAR FAX...NO ACCIDENTS!. Recent Arrival! * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price.
 
CARFAX One-Owner. Clean CARFAX. Silver 2017 Toyota Highlander Limited Platinum AWD 8-Speed Automatic Electronic with ECT-i 3.5L V6 REMAINDER OF FACTORY WARRANTY, ONE OWNER, NEW CAR TRADE IN. Recent Arrival! 26/20 Highway/City MPG Awards: * 2017 IIHS Top Safety Pick+ * ALG Residual Value Awards * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price. Reviews: * Interior gets high marks for space and thoughtful features excellent comfort thanks to a quiet and compliant ride V6 engine is both powerful and refined seating for up to eight passengers. Source: Edmunds
 
CARFAX One-Owner. Clean CARFAX. Certified. Black 2017 Volvo S90 T6 Momentum AWD Automatic with Geartronic I4 Supercharged VOLVO CERTIFIED, REMAINDER OF FACTORY WARRANTY, ONE OWNER, CLEAN CAR FAX...NO ACCIDENTS!. 31/22 Highway/City MPG Volvo Certified Pre-Owned Details: * Includes Trip Routing and Trip Interruption Reimbursement * Transferable Warranty * Vehicle History * Roadside Assistance * Warranty Deductible: $0 * 130 Point Inspection * Limited Warranty: 84 Month/100,000 Mile (whichever comes first) from original in-service date Awards: * 2017 IIHS Top Safety Pick * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price.
 
CARFAX One-Owner. Clean CARFAX. Black 2016 Volvo XC90 T6 Inscription AWD Automatic with Geartronic I4 Supercharged VOLVO CERTIFIED, REMAINDER OF FACTORY WARRANTY, ONE OWNER, CLEAN CAR FAX...NO ACCIDENTS!, HEADS UP DISPLAY, BOWERS AND WILKINS, AIR SUSPENSION, 21' WHEELS, COLD WEATHER PKG. Recent Arrival! Awards: * Motor Trend Automobiles of the year * NACTOY North American Truck/Utility of the Year * 2016 KBB.com Best Buy Award Finalist * 2016 KBB.com Best Auto Tech Award * 2016 KBB.com 10 Best Luxury SUVs * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price. Reviews: * Sharp new look and style spacious second- and third-row seating many standard safety technology features confident handling available hybrid model. Source: Edmunds * The 2016 redesigned XC90 puts Volvo at the top of the SUV game. The more assertive styling larger grille, aggressive lower air intakes and slim headlights, manage to be modern without losing the Volvo identity. A redesigned interior fuses leather, wood and even Swedish crystal glass for a cabin with a high-luxury feel, a theme further reinforced by an available Bowers Wilkins audio system with 19 speakers. Under the hood, XC90 gets the company's new four-cylinder engine that is both supercharged and turbocharged, making 316hp. It comes matched to an eight-speed automatic transmission. Of course, the XC90 showcases Volvo's latest safety advances. Imminent frontal collision detection with automatic braking comes standard and now includes a feature that applies brakes when the driver attempts to turn in front of an oncoming car, such as at an intersection. The Momentum Plus package includes the LED headlights (with automatic high beams), LED running lights, digital gauge cluster display, illuminated step plates and added interior illumination. The Vision package features power-folding auto-dimming side mirrors, a surround-view parking camera system, blind-spot and rear cross-traffic alerts. Standard options include 19-inch alloy wheels, adjustable drive modes, a panoramic sunroof, hands-free power tailgate, rearview camera, rear parking sensors, keyless entry and ignition, four-zone automatic climate control, heated front seats, and an auto-dimming rearview mirror. Stay up on technology with a 9in touchscreen display, navigation system, voice controls, Bluetooth connectivity, smartphone integration and an auxiliary audio input jack and an iPod/USB audio interface. Source: The Manufacturer Summary
 
Clean CARFAX. Black 2015 GMC Yukon Denali RWD 8-Speed Automatic EcoTec3 6.2L V8 CLEAN CAR FAX...NO ACCIDENTS!, Head-Up Display, Power Tilt-Sliding Sunroof w/Express-Open/Close, Rear Seat DVD Entertainment System. Odometer is 20330 miles below market average! Awards: * 2015 KBB.com Brand Image Awards * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price. Reviews: * Strong V8 power stout towing capacity available nine-person seating capacity extremely quiet highway ride impressive interior quality. Source: Edmunds
 
CARFAX One-Owner. Clean CARFAX. Sand 2018 Volvo S90 T6 Inscription AWD Automatic with Geartronic I4 Supercharged REMAINDER OF FACTORY WARRANTY, ONE OWNER, CLEAN CAR FAX...NO ACCIDENTS!, HEADS UP DISPLAY, 360 CAMERA, POWER TAIL GATE. Odometer is 555 miles below market average! * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price.
 
CARFAX One-Owner. Clean CARFAX. Black 2018 Volvo XC90 T6 Momentum AWD Automatic with Geartronic I4 Supercharged Recent Arrival! Odometer is 3553 miles below market average! 27/20 Highway/City MPG * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price.
 
CARFAX One-Owner. Clean CARFAX. Bright White Clearcoat 2017 Ram 3500 Laramie 4WD 6-Speed Automatic Cummins 6.7L I6 Turbodiesel Odometer is 6838 miles below market average!
 
What a fantastic deal! This vehicle won't be on the lot long! Assembled with the most discerning driver in mind. Turbocharger technology provides forced air induction, enhancing performance while preserving fuel economy. This 4 door, 5 passenger sedan still has less than 10,000 miles! Volvo prioritized practicality, efficiency, and style by including: power front seats, a headlight cleaning system, and leather upholstery. Under the hood you'll find a 4 cylinder engine with more than 200 horsepower, providing a smooth and predictable driving experience. Well tuned suspension and stability control deliver a spirited, yet composed, ride and drive Our sales reps are extremely helpful knowledgeable. We'd be happy to answer any questions that you may have. Please don't hesitate to give us a call.
 
ONE OWNER, CLEAN CAR FAX...NO ACCIDENTS!, DYNAMIC PACKAGE, FRONT CLIMATE AND VISIBILITY PACK, VISION AND CONVENIENCE PACKAGE, MERIDIAN SOUND W/825WATTS AND 19 SPEAKERS, PREMIUM METALLIC PAINT', and 21' STYLE 15 WHEEL. Be the talk of the town when you roll down the street in this superb 2014 Land Rover Range Rover Sport. You, out enjoying this terrific Land Rover Range Rover Sport, would be so much better than it sitting here proving nothing on our lot. It's ready, each time and every time. Come let it show you! * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price.
 
I4 Supercharged. Hybrid! Save the Planet! Nav! Who could say no to a truly wonderful SUV like this good-looking 2016 Volvo XC90 Hybrid? Volvo Certified Pre-Owned means you not only get the reassurance of up to a 7yr/100,000 mile Limited Warranty, a 130+point inspection/reconditioning, 24/7 roadside assistance, trip-interruption services, rental car benefits, and a complete CARFAX vehicle history report. Save your hard-earned cash for the fun stuff in life instead of flushing it down your gas tank every week.
 
For more information about this vehicle . . . Contact Internet Sales - And Save Today! (888) 543-7193- sales@volvoaustin.com Pricing and vehicle details are provided by a thrid party polling service. Any mistake is neither the responsibility of Budget Leasing, Inc. or Dealer.com. All reasonable efforts are made to ensure our pricing is current and updated on a regular basis. All prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testing charge. Due to test drives, the actual mileage may vary from the vehicle listing.
 
CARFAX One-Owner. Clean CARFAX. White 2015 Land Rover Range Rover 5.0L V8 Supercharged LWB 4WD 8-Speed Automatic 5.0L V8 Supercharged ONE OWNER, CLEAN CAR FAX...NO ACCIDENTS!. Recent Arrival! * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price. Reviews: * Opulent interior very quick acceleration with the optional supercharged V8 available long-wheelbase body style capable off-road. Source: Edmunds * Every generation of Range Rover sets a new benchmark and the 4th generation is a bold evolution of the design. While the new shape is more refined the key lines and architectural shapes instantly tell you it's a Range Rover. The signature clamshell hood, floating roof, deep imposing grille and headlamp graphics have the familiar presence, yet the front of the new vehicle is subtly different. Dynamic Response uses an electronic two-channel control system to independently regulate both front and rear suspension units. This dramatically reduces body lean during cornering and enhances control and stability. The Range Rover is powered by a 510hp 5.0L V8 Supercharged engine with eight-speed automatic transmission. Capable of taking on tougher situations than ever before, the new four-corner air suspension system is designed to keep the Range Rover composed and stable no matter how rough the terrain. For unprecedented ride quality, it switches height seamlessly. Terrain Response puts Range Rover's full capabilities at the driver's command. This next generation system monitors driving conditions and automatically optimizes the vehicle's settings to suit the terrain. The refinement of the interior gives a sense of wellbeing: the broader, more refined center console puts essential controls within easy reach, while the clean, elegant surfaces with fine leathers and veneers give a feeling of serenity and calm. A panoramic roof floods the interior with light, enhancing the feeling of space and being connected to the outside. The Rear Executive Class seats give a new dimension to relaxing. Seating two individual passengers, this configuration allows for even more space with the addition of a massage function as a comforting extra. Source: The Manufacturer Summary
 
Clean CARFAX. Black 2018 Volvo XC90 Hybrid T8 Inscription AWD Automatic with Geartronic I4 Supercharged REMAINDER OF FACTORY WARRANTY, CLEAN CAR FAX...NO ACCIDENTS!, MANUFACTURERS DEMO, 21' WHEELS. Recent Arrival! * 8 6 6 - 3 9 8 - 2 7 8 0 * * CALL MONDAY thru SATURDAY 9am till 7pm OR email SALES at VOLVOAUSTIN.COM to confirm availability!!! OUR INVENTORY CHANGES DAILY - Take advantage of this excellent deal TODAY!!! YOU CAN ALSO SEE MORE OF OUR INVENTORY AT http//www.CertifiedPreowned.com. Our prices are aggressive and our cars are inspected thoroughly. See why we say we are OBSESSED WITH CUSTOMER SATISFACTION!!! WE KEEP OUR INVENTORY UPDATED DAILY, BUT REQUEST THAT YOU CALL TO CONFIRM AVAILABILITY. WE CANNOT GUARANTEE A VEHICLE IS STILL AVAILABLE BASED ON A LISTING. IF SOMEONE IS IN THE PROCESS OF PURCHASING A VEHICLE, WE OFFER THEM THE FIRST RIGHT OF PURCHASE. Disclaimer Sales Tax, Title, License Fee, Registration Fee, Dealer Documentary Fee, Finance Charges, Emission Testing Fees and Compliance Fees are additional to the advertised price.
 
CARFAX One-Owner. Clean CARFAX. Certified. Crystal White Pearl Metallic 2017 Volvo XC90 Hybrid T8 Excellence AWD Automatic with Geartronic I4 Supercharged I4 Supercharged. Volvo Certified Pre-Owned Details: * 130 Point Inspection * Limited Warranty: 84 Month/100,000 Mile (whichever comes first) from original in-service date * Roadside Assistance * Warranty Deductible: $0 * Vehicle History * Includes Trip Routing and Trip Interruption Reimbursement * Transferable Warranty
 

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Pre-owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (512) 452-0266 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.